Your paycheck, decoded.
Your money, unleashed.
Punch in your hours, hourly rate, and state. We crunch federal, FICA, and state taxes so you see real take-home. Then log expenses, set budgets, and crush savings goals — zero spreadsheets, zero judgment.
● Free forever/● Private/● Zero spreadsheets
Real take-home in seconds.
Federal brackets · FICA · all 50 states. The math nobody teaches you in school.
Never miss a due date
Recurring bills tracked, totaled, and reminded — automatically.
See where it actually goes
Log spending in two taps. Filter by category.
Limits without lectures
Soft caps that nudge, never shame.
Save for the dream
Vacation, emergency fund, new ride. Watch it grow.
Free forever.
No subscriptions, no tiers, no upsells. Every feature is free — including Catch Up.
- ✓ Paycheck calculator (federal · FICA · all 50 states)
- ✓ Expense logging & categories
- ✓ Recurring bills tracker
- ✓ Budgets & savings goals
- ✓ Catch Up planner for getting back on track
Loved by real people
People who used to dread payday now actually look forward to it.
“I had no clue what my actual take-home was after tips and taxes. This made it click in like 2 minutes. Game changer for tip work.”
“Switched from a messy spreadsheet I'd been dragging around since 2019. Bills + budget in one place. Wife approved 😅”
“Finally a budget app that doesn't try to sell me a credit card every five seconds. Clean, fast, free. 10/10.”
“Paycheck calculator alone is worth it. Knowing my real number after gas and taxes helps me set actual savings goals.”
“The catch-up feature saved me when I forgot to log a whole week of shifts. No guilt, no shame, just back on track.”
“Looks like a product I'd pay for. The fact that it's free is wild. My emergency fund finally exists because of this.”